Credit Analyst at PecanTrust Microfinance Bank Limited

Credit Analyst at PecanTrust Microfinance Bank Limited

PecanTrust Microfinance Bank Ltd “the Bank” is a financial institution licensed by the Central Bank of Nigeria. We offer a wide range of financial services to a diversified client base that includes low-end entrepreneurs, the under banked, high-net-worth individuals, among others. At PecanTrust Microfinance Bank Ltd, our core value is “growing together”. We pursue this by supporting early stage, small and medium-sized enterprises (SME), the informal working class and low income families.

Credit Analyst

Job Type                          Full Time

Qualification                   BA/BSC/HND

Experience                     2 – 4 Years

Location                         Lagos

Job Field                        Finance

Job Description

  • Preparation of the loan officer PAR ratio
  • Execution of other task as assigned by the head of the department
  • Compute and advise on the repayment amount due or loan paid off amount due upon request
  • Reconcile credit files and identify variances and return to LPO for regularization
  • Thorough analysis of loan appraisals
  • Keep up to date with the bank’s lending protocols and ensuring compliance
  • Analyze overdrawn account and making recommendations to the Head of credit for reversal or settlement by the customer
  • Prepare and analyse the bank sectorial / industrial participation using models, graphs and ratios considering the regulatory requirement in order to advise and give direction to the bank
  • Continuous review of loan accounts to ensure that all income earned are recorded and customersТ accounts correctly and completely credited /debited
  • Populate and compute the credit ratios as required by the regulatory bodies on daily basis to determine the bank compliance and adjustments required
  • Execution of other task as assigned by the head of the department
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  • Bachelor’s Degree in Finance, Accounting, or other business-related fields
  • Two to four years of work experience in a similar role
  • strong proficiency in MS office and general computer use
  • Ability to effectively manage competitive deadlines for projects in a high-pressure work environment, with varying degree of supervision
  • Strong attention to detail and ability to notice discrepancies in data
  • Impeccable understanding of financial statements, ratios and concepts

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Deadline: April 30, 2020

Method of Application

Interested an qualified candidates should forward their Cover Letter and CV to: using the job title as the subject of the mail.

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