Business Banker at Stanbic IBTC Bank

Business Banker at Stanbic IBTC Bank

Stanbic IBTC Bank is a leading African banking group focused on emerging markets globally. It has been a mainstay of South Africa’s financial system for 150 years, and now spans 16 countries across the African continent.

Standard Bank is a firm believer in technical innovation, to help us guarantee exceptional client service and leading edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for resourceful individuals to join our dedicated team at our offices.

Business Banker

Job Type                       Full Time

Qualification                BSC/BA/HND/OND

Experience                   2 Years

Location                       Lagos

Job Unit                       Banking

Job Description

    • To manage and optimize value from a portfolio of SME customers

    Key Responsibilities/Accountabilities

    • Promote and sell a range of appropriate products and solutions that meet the financial needs of small and medium business customers.
    • → Selling includes acquiring and opening new business accounts (walk-in customers and customers pro-actively approached in the local market area)
    • → Cross-selling additional products & services to existing customers (walk-in customers, during pro-active telephone conversations).
    • Identify sales leads for associate company stakeholders e.g. Vehicle and Asset Finance; Electronic Banking; Trade; Global Markets; etc.
    • Mine existing customer data to identify expansion and/or additional business opportunities.
    • Identify opportunities to migrate top-end customers to Commercial Banking.
    • Providing a central (information/ query handling) service point for a portfolio of SME customers. .
    • Ensure KYC documentation, regulatory compliance and control is adhered to
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  • Basic Financial Analysis – Ability to interpret income statement, balance sheet, cash flow statement and financial ratios.
  • Business acumen – Ability to spot opportunities and optimize revenue generation for the business
  • A thorough knowledge of standardised business banking transactional products and other core products relevant to small business enterprises.
  • A good working knowledge and understanding of behavioural credit scoring principles and practices, including an understanding of all SME product programs

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Deadline: Not Specified

Method of Application

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